Motor Insurance

Motor Products

Methaq Takaful Insurance Company is specialized in managing online motor insurance business

Our Motor Products offer one of the most comprehensive coverages in the UAE Motor Insurance market through an advanced online platform, one of the most efficient processes to issue a policy.

Additionally, we have selected a professional Network of Workshops to guarantee a high level quality claims Service.

Unique Benefits of our Standard products:

  • High Third Party Liability, Medical, Accident and Personal Belongings coverage
  • Excellent Agency Repair Benefit
  • Unlimited Roadside Assistance
  • Special Rates (discounts!) for four wheel drives and another 5 % discount for drivers with transferable licence originally issued from Western Europe or USA and some other countries
  • Special discounts for the second car insured under the same insured name

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Benefits

Methaq Prestige

Methaq Classic

Methaq Super Saver

Comprehensive
Loss or Damage to the Insured Vehicle Yes Yes Yes
Agency Repairs (From the date of first registration) 3 year 2 years Not applicable
Cover for Medical Expenses following an Accident AED 5,000 AED 2,000 AED 2,000
Personal Injury Cover AED 20,000 AED 10,000 AED 10,000
Oman Cover Extension (Oman and UAE) Free Free Free
24 Hours Emergency Roadside Assistance Yes Yes Yes
Cover for Personal Belongings within the Vehicle AED 5,000 AED 2,000 AED 2,000
Windscreen Damage Cover (with no deductibles) AED 5,000 AED 2,000 AED 2,000
Fire and Theft Cover Yes Yes Yes
Guaranteed Repairs Yes Yes Yes
Third Party liability
Bodily Injury Unlimited Unlimited Unlimited
Property Damage          AED 5 million AED 1 million AED 1 million
Optional Covers
GCC Countries Extensions Optional Optional Optional
Personal Accident Benefits for Driver Yes Optional Optional
Personal Accident Benefits for Passengers Yes Optional Optional
Cover for Storm, Flood, Riot and Strike Damages Yes Yes Optional
Protected No Claims Discount Optional Optional Optional
Off Road Cover Yes Optional Optional
New Car Replacement 6 Month Not applicable Not applicable
Replacement Hire Car (up to 7 days) Yes Optional Optional

Motor Claims Procedures

The procedures to claim a Motor policy are given below:

1. Obtain a Police Report in case of an accident

2. Send a scanned copy of the following documents to claims@methaq.ae or fax them to 04 2953434:

a- Copy of Police Report
b- Copy of Registration card
c- Copy of Driving License of driver at the time of accident

3. We will register the claim and direct you to one of our approved garages
or dealer workshops based on your policy coverage.

4. Please submit the original police report, copy of registration card and copy of driving license to the service advisor of the workshop.

5. In certain cases, the approved workshops can pick up your vehicle and return
it to you after repairs.

6. Once we receive the repair estimate from the workshop, we will depute our surveyor to collect the documents and finalize repair costs.

7. We will then authorize the workshop to repair your vehicle.

8. We will handle recovery claims as per Emirates Insurance Association guidelines.

9. If your vehicle cannot be driven, please call our 24 hour emergency roadside assistance service on 800 4101. The assistance company will tow your vehicle to the nearest approved workshop.

10. In cases where the accidents are referred to courts, we will need the court verdict to process the claim.

11. If you are eligible for Hire car as per policy conditions, we will arrange to deliver the Hire car to you as per your convenience.

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  • My Policies
  • Renew Your Motor Policy
  • View any Claims status